Our Lease Option program allows people who are not able to buy at this time, for whatever reason, the opportunity to purchase a newer home. This allows our customers the option of investing their money into a quality home in a great community, rather than throwing it away by simply renting.

If you have poor credit it will allow you the necessary time to clean up and repair your credit scores, so in 2-years you can qualify to purchase.

The benefit of a lease option:

• Invest in a quality home now for a purchase later
• Build monthly credits for 2-years at $175./mo if you pay on-time
• Lock in a price now for a purchase later
• Secure the first right to buy for 5-years
• Build equity in a home that you reap the benefits of. With a $2,000 (VA State) lease option fee, it is less out of pocket expense than purchasing a home outright and it is about the same monthly payment as renting a home that you don't benefit from in the long run.
• You can have pets with a deposit
• You can always elect not to purchase the home should you change your mind later
• You have built a history of making the house payment in many lender's eyes along with earned credits making it easier to qualify when you go to buy.
• Home values tend to increase
• We pay the taxes, insurance, and HOA dues until you purchase.
• Credit is not a crucial element to this program, it is primarily based on your debt-to-income ratio and employment history.

Highlights:

A.	$75/application fee with up to two adults
B.	A $2,000 lease option fee gives you the right to purchase for 5-years, a monthly credit of $175/mo (VA) for 2-years, and a locked in price for 2 1/2 years.
C.	We pay the taxes, insurance, and HOA dues until you purchase the home!